Business Administration 530

Insurance

Background:

In order to ensure that the requirements of legislation are met and the Division's interests are protected, the Division provides continuous insurance coverage in accordance with these procedures.

 

Procedures:

  1. The Superintendent of Administration will obtain adequate insurance for the Division.
  2. The Division will purchase insurance coverage for the following:
    1. Buildings,
    2. Contents,
    3. Liability – for individual trustees, staff members, student teachers and interns, and volunteers; all the foregoing while performing authorized duties,
    4. Crime,
    5. Automobile fleet,
    6. Travel accident,
    7. Student accident,
    8. Boiler and machinery,
    9. Errors and omissions,
    10. Sexual molestation and abuse,
    11. Employee bonds, and
    12. Air quality and mould.
  3. Building insurance shall be secured to provide coverage at full replacement cost.
  4. Contents insurance shall be obtained on an actual cash value basis.
    1. Claims made under the building and contents section of the insurance policy resulting from accidents, vandalism or theft shall be made by the Superintendent of Administration upon receipt of the required information from the Principal or department head.
  5. Travel accident insurance shall be obtained to cover staff members and trustees while traveling on Division business.
  6. Student accident insurance shall be compulsory. This insurance coverage is applicable while in attendance at school or/and school-sponsored activities.
    1. The Superintendent of Administration shall, on an annual basis, distribute to principals information regarding the student accident insurance policy for the following year.
    2. Principals shall make the student accident insurance information available to students and families.
    3. When a student is injured, the Principal shall inform the student or parent of possible insurance coverage. Claims made under the student accident insurance policy shall be completed using the School Incident Report Form for Insurance Purposes (Form 530-1).
  7. A student or group of students traveling to a country outside of Canada as part of a school-sponsored activity or trip shall obtain adequate insurance before approval for the trip or activity is given; such insurance shall be managed by the Principal or designate.
  8. On an annual basis, the Division shall review its insurance coverage and make such arrangements for insurance coverage as it deems necessary.
  9. The Superintendent of Administration will make available to staff members and others as required information describing the Division’s insurance coverage.

 

Reference:

Section 85, 87, Education Act
Section 38, The School Division Administration Regulations

Revised:

August 2014
December 2017